Loan Initiatives Privacy Statement
Loan Initiatives has a firm commitment to privacy and your privacy is important to us. This statement discloses the information practices for the Loan Initiatives web site, including what type of information is collected, how the information is used, and with whom the information is shared.
You can visit our site without telling us who you are and without revealing any information about yourself. We make no effort to identify public users of our site.
However, some sections of our site are intended to be used only by a particular visitor or group of visitors and to be hidden to others. Before allowing a visitor access to such restricted sections, we authenticate the visitor by asking the visitor to specify a user id and password. We are then able to track usage of restricted sections by such authenticated users.
We do not disclose any identifying data to any third party for any purpose.
If you register using one of our online forms, this information is confidential and will be treated as such. We will not disclose any information to third parties.
If you register for our newsletter, we will send you emails from time to time about information which we deem is relevant to you. Should you wish to unsubscribe from this list at any time, you may do so. An unsubscribe link will be provided on every email sent out.
What information we collect
When you browse through our site your browser issues HTTP requests for web pages and other resources from our web servers. We collect certain information contained in the HTTP requests, including:
originating IP address
referring web page
user-agent information (such as browser version)
In general, we do not require users to identify themselves and we do not log the specific identity of visitors. However, to gain access to restricted sections of our site a visitor is required to provide user id and password information.
We may use a cookie to detect if a visitor has visited our site before, and if so, to help us better publish content that visitors need and want. Such a cookie contains no personal identifying values or information. If accepted by the visitor, the cookie will be stored on the visitor’s computer.
Some sections of our site are intended to be used only by a particular visitor or group of visitors and to be hidden to others. Before allowing a visitor access to such restricted sections, we authenticate the visitor by asking the visitor to specify a user id and password. If the visitor is successfully authenticated we may use a cookie to avoid further authentication of the visitor during the session. Such a cookie may contain a value relating the visitor to the user id specified, and even though we are able then to track usage of restricted sections by authenticated users, we currently do not attempt to analyze what resources a particular authenticated user accesses. The cookie is automatically deleted when the visitor ends a session by closing the browser and is not stored permanently on the visitor’s computer.
Why we collect information and how we use it
We collect the information mentioned above for web site administration purposes, including:
-to make sure we deliver the information you request
to make sure we deliver the information you request in an expedient manner
-to make sure we deliver the information you request in a format that is usable to you and your browser
-to make sure only authenticated users can access restricted sections of our site
-to be able to improve our site
-to make sure other web sites link to our site in a proper manner for security purposes.
How we share the collected information with others
We do not share or disclose any identifying data to any third party for any purpose.
Links to other sites
Our web site contain links to other web sites. Loan Initiatives is not responsible for the privacy practices or the content of such web sites.
We carefully protect the quality and integrity of your personal information from loss, misuse, unauthorized access or disclosure, alteration, or destruction. Data is stored in password-controlled servers with limited access.
If you have any questions about this privacy statement, the practices of our web site, or your dealings with our web site, you can contact us using the details on the Contact page.