Home Loans – Business & Commercial – Investment Loans

NewHeader1At Loan Initiatives we not only do Home Loans in Adelaide – we assist all types of borrowers including investors, home buyers, businesses and the self employed all over Australia. Try our FREE Mortgage Health Check and we can find you the Best home loan rates in Adelaide.

We offer a comprehensive range of equipment and vehicle finance including leases, chattel mortgages and hire purchase. With access to our Chartered Accountants division we can structure the facility to save you tax at no extra cost.

We tailor finance packages to suit our client’s needs, not the banks’. We will bend over backwards to find the best finance package for you in the market place by using our hi-tech, state-of-the-art systems. Our software allows us to give instant quotes for all loan types – try and get that from your bank!


Our accredited Mortgage Brokers are available 7 days a week and can come either to your home, office or at a convenient location.

Best of all, at Loan Initiatives we have trained professionals that can advise on how your loans should be structured so that you can obtain full tax benefits.

=> Home Loans
Purchase a new owner occupied home or refinance your existing home loan

=> Investment Loans
Purchase a new investment property for rental or re-sale

=> Lines Of Credit
Establish a portfolio of various investments or purely for personal use

=> Business & Commercial
Cash flow funding or purchase a commercial property or business

=> Car & Equipment Finance
Chattel Mortgage over a specified period of time, usually 5 years, to fund purchases for business use ie: motor vehicles, fork lifts, trucks etc.

=> SMSF Loans
Purchase of property which will be placed into a Self Managed Super Fund

=> Margin Lending
Lending against a clients share portfolio up to a specified loan value ratio

=> Reverse Mortgages
Retirees / Pensioner loans for any worthwhile purpose

=> Bridging Loans
Loan for those who want to purchase a new home while but don’t have the funds as their current home has not been sold

=> Lo Doc Loans
For Self Employed clients who don’t have financials completed and wish to borrow funds for any worthwhile purpose

=> Family Pledge Loans
Loans which can assist first home buyers or investors who have good income streams but no equity or savings available

=> Deposit Power Bonds
Deposit made available to purchase a property until a clients funds being held in a high interest account reach maturity, Very useful for clients bidding at Auction.

If you are interested in obtaining a loan, please either contact us or fill in your details on our Free Mortgage Health Check Form and email to and our finance expert will get in contact with you to discuss your needs.

* Terms and conditions apply