CAR FINANCE

Loan Initiatives has access to exceptional market-beating interest rates for vehicles used in business.

From Chattel Mortgage to Leases, we will work with our skilled accountants to ensure the finance you take out is right for you and maximises your tax benefits.

We can provide you with a pre-approval to purchase your new or used car.

Having a pre-approval in place means you know how much you have to spend and can act as a “cash buyer” when negotiating with different dealerships. This gives you fantastic bargaining power.

We can also arrange loans where you want to buy privately.

We deal with the vendor and the banks so you don’t have to worry about any paperwork or questions. This means you can drive away in your new vehicle sooner.

TO DISCUSS OUR GREAT RATES OR GET A QUOTE, CLICK HERE

What is a balloon payment and how does it work?

A balloon payment (sometimes called a residual) helps you to keep your repayments within your budget.

A balloon is a lump sum that is due at the end of the loan term.

You can choose to pay the balloon at the end of the term or you can refinance this balloon and extend your loan term out further.

TO DISCUSS HOW WE CAN HELP FINANCE YOUR BALLOON, CLICK HERE